Editorial Policy
LoanQuantum exists to help people understand borrowing. This policy explains how we create, check and update our calculators and content, and how we keep advertising separate from what we publish.
Editorial Independence
Advertisers and partners do not write, review or approve our articles, and they cannot pay to change our calculator results or our opinions. Compensation may affect where sponsored products appear on a page, as explained in our Advertiser Disclosure, but it does not affect what we say about borrowing.
How We Build Our Calculators
- Calculators use standard, published amortization formulas.
- Results depend only on the values you enter.
- We test calculator changes against worked examples before releasing them.
- Each calculator explains its assumptions so you can see what is and is not included.
How We Write and Review Content
- We write in plain language and explain financial terms when we use them.
- We rely on primary sources where possible, such as government agencies, regulators and lender disclosures.
- We do not promise loan approval, guaranteed rates or specific outcomes.
- A member of our team reviews every article for accuracy and clarity before it is published.
- Where we use AI tools to help draft content, a person reviews and edits it before it is published.
Keeping Content Up to Date
Interest rates, rules and products change. We review our content regularly and update or remove articles that are out of date.
Corrections
If you find an error, please contact us with the page address and the details. We review every correction request and update the page if a change is needed.
Educational Purpose
Our content is educational and is not personalized financial advice. See our Disclaimer.